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Additionally, clients for this type of strategy could have severe lawful or criminal histories. It's vital to note that various carriers supply a variety of concern ages on their assured issue policies as reduced as age 40 or as high as age 80 - best final expense insurance for seniors. Some will additionally use greater face values, up to $40,000, and others will enable far better survivor benefit conditions by boosting the rate of interest with the return of costs or reducing the variety of years up until a complete fatality benefit is offered